Inventor

Patrick Faith

Inventor

Pleasanton, CA, US

Overview

2000–2021

Patent span

Physics

Primary field (CPC G)

Patents· 153 as inventor

Public. Assignee & technology derived from the patent record. Each patent links to its LexDana page.

G06Qprimary

G06QInformation and communication technology [ict] specially adapted for administrative, commercial, financial, managerial or supervisory purposes41%

H04LTransmission of digital information, e.g. telegraphic communication13%

G06FElectric digital data processing11%

G07FCoin-freed or like apparatus9%

G06KGraphical data reading6%

H04WWireless communication networks6%

G06VImage or video recognition or understanding3%

H04NPictorial communication, e.g. television2%

B42DBooks1%

G06NComputing arrangements based on specific computational models1%

PatentTitleYear

11,107,069Transaction authentication using network2021 11,094,142On-line authorization in access environment2021 11,093,919Merchant-consumer bridging platform apparatuses, methods and systems2021 11,074,218Multi-source, multi-dimensional, cross-entity, multimedia merchant analytics database platform apparatuses, methods and systems2021 11,055,704Terminal data encryption2021 11,036,824Systems and methods for converting discrete wavelets to tensor fields and using neural networks to process tensor fields2021 11,036,681Multi-source, multi-dimensional, cross-entity, multimedia analytical model sharing database platform apparatuses, methods and systems2021 11,023,886Universal electronic payment apparatuses, methods and systems2021 11,004,043Device including encrypted data for expiration date and verification value creation2021 11,004,056Mixed mode transaction protocol2021 10,983,960Multi-source, multi-dimensional, cross-entity, multimedia centralized personal information database platform apparatuses, methods and systems2021 10,977,641Binding process using electronic telecommunications device2021 10,943,248Systems and methods for providing offers2021 10,922,686System and method for secured account numbers in proximity devices2021 10,861,001System and method for beacon based navigation to offer based transactions and beacon based digital transactions with multiple layer authentication2020 10,846,682Powering financial transaction token with onboard power source2020 10,838,507Gesture recognition cloud command platform, system, method, and apparatus2020 10,824,207Information access device and data transfer2020 10,789,330Systems and methods for converting discrete wavelets to tensor fields and using neural networks to process tensor fields2020 10,789,331Systems and methods for converting discrete wavelets to tensor fields and using neural networks to process tensor fields2020 10,755,271Location based authentication2020 10,748,147Adaptive authentication options2020 10,580,005Method and system for providing risk information in connection with transaction processing2020 10,552,842SKU level control and alerts2020 10,445,401Systems and methods for converting discrete wavelets to tensor fields and using neural networks to process tensor fields2019 10,430,818Systems and methods for visual representation of offers2019 10,430,381Multi-source, multi-dimensional, cross-entity, multimedia centralized personal information database platform apparatuses, methods and systems2019 10,423,962Pre-authorization of a transaction using predictive modeling2019 10,410,235Using mix-media for payment authorization2019 10,395,256Reputation management in a transaction processing system2019 10,395,262Systems and methods for sensor data analysis through machine learning2019 10,387,885SKU level control and alerts2019 10,380,585Local usage of electronic tokens in a transaction processing system2019 10,380,571Merchant alert based system and method including customer presence notification2019 10,346,837Adaptive authentication options2019 10,298,552Digital broadcast methods using secure meshes and wavelets2019 10,289,999System and method for secured account numbers in proximity devices2019 10,275,762Mobile subscriber device for financial transaction tokens2019 10,262,001Multi-source, multi-dimensional, cross-entity, multimedia merchant analytics database platform apparatuses, methods and systems2019 10,262,308Cardless challenge systems and methods2019 10,249,101On-line authorization in access environment2019 10,223,691Universal electronic payment apparatuses, methods and systems2019 10,204,327Merchant-consumer bridging platform apparatuses, methods and systems2019 10,163,100Location based authentication2018 10,140,598Device including encrypted data for expiration date and verification value creation2018 10,134,034Terminal data encryption2018 10,095,276Information access device and data transfer2018 10,089,624Consumer authentication system and method2018 10,043,186Secure authentication system and method2018 10,013,423Multi-source, multi-dimensional, cross-entity, multimedia analytical model sharing database platform apparatuses, methods and systems2018 9,996,833Mobile subscriber device for financial transaction tokens2018 9,996,838Cloud service facilitator apparatuses, methods and systems2018 9,984,379Determining targeted incentives based on consumer transaction history2018 9,973,926Secure multi-channel communication system and method2018 9,940,621Method and system using candidate dynamic data elements2018 9,916,010'Gesture recognition cloud command platform, system, method, and apparatus'2018 9,898,740'Online challenge-response'2018 9,830,328Multi-source, multi-dimensional, cross-entry, multimedia merchant analytics database platform apparatuses, methods and systems2017 9,818,126'Systems and methods for sensor data analysis through machine learning'2017 9,792,611'Secure authentication system and method'2017 9,785,944'Method and system for providing risk information in connection with transaction processing'2017 9,773,246'Pre-authorization of a transaction using predictive modeling'2017 9,727,868'Determining targeted incentives based on consumer transaction history'2017 9,721,250'Location based authentication'2017 9,710,802'Merchant competition alert'2017 9,699,162'Personal area network'2017 9,633,351'Encryption switch processing'2017 9,577,987'Digital broadcast methods using secure meshes and wavelets'2017 9,542,687'Systems and methods for visual representation of offers'2017 9,489,674'Frequency-based transaction prediction and processing'2016 9,449,327'Merchant alert based system and method including customer presence notification'2016 9,426,659'Service activation using algorithmically defined key'2016 9,384,493'Systems and methods to quantify consumer sentiment based on transaction data'2016 9,348,896'Dynamic network analytics system'2016 9,324,071'Powering financial transaction token with onboard power source'2016 9,280,764'Gateway service platform'2016 9,176,543'Access using a mobile device with an accelerometer'2015 9,160,734'Service activation using algorithmically defined key'2015 9,105,027'Verification of portable consumer device for secure services'2015 9,027,831'Updating of reference magnetic signature for authenticating a document with a magnetic stripe'2015 8,954,353'Mobile phone including dynamic verification value'2015 8,907,768'Access using a mobile device with an accelerometer'2014 8,898,089'Dynamic verification value system and method'2014 8,897,707'Input device with an accelerometer'2014 8,856,043'Method and system for managing data and enabling payment transactions between multiple entities'2014 8,825,517'On-line authorization in access environment'2014 8,818,882'Alias identity and reputation validation engine'2014 8,782,391'Service activation using algorithmically defined key'2014 8,761,809'Transaction using a mobile device with an accelerometer'2014 8,762,263'System and method for secured account numbers in proximity devices'2014 8,762,279'Online challenge-response'2014 8,745,166'Gateway service platform'2014 8,744,958'Systems and methods for secure and transparent cardless transactions'2014 8,733,632'Mobile subscriber device for financial transaction tokens'2014 8,725,652'Using mix-media for payment authorization'2014 8,706,641'Method and system for providing risk information in connection with transaction processing'2014 8,706,621'Secure checkout and challenge systems and methods'2014 8,682,793'Mobile alert transaction system and method'2014 8,653,941'Device including authentication glyph'2014 8,645,971'Real-time balance updates'2014 8,636,205'Method and system for generating a dynamic verification value'2014 8,620,798'System and method using predicted consumer behavior to reduce use of transaction risk analysis and transaction denials'2013 8,606,700'Systems and methods for secure and transparent cardless transactions'2013 8,589,291'System and method utilizing device information'2013 8,589,300'Payment transaction using mobile phone as relay'2013 8,534,550'Observable moment encryption'2013 8,538,885'Encryption switch processing'2013 8,533,118'Online challenge-response'2013 8,504,451'Method and system using candidate dynamic data elements'2013 8,494,968'Terminal data encryption'2013 8,489,506'Portable consumer device verification system'2013 8,478,692'Systems and methods for geographic location notifications of payment transactions'2013 8,447,272'Authentication and human recognition transaction using a mobile device with an accelerometer'2013 8,442,913'Evolving payment device'2013 8,434,675'Crack embossing using diamond technology'2013 8,433,651'Mobile device including computer readable medium suitable for tax processing and currency conversion'2013 8,429,085'Financial transaction token with onboard power source'2013 8,387,866'Method and system for generating a dynamic verification value'2013 8,381,995'Payment card dynamically receiving power from external source'2013 8,380,629'Seeding challenges for payment transactions'2013 8,375,441'Portable consumer device configured to generate dynamic authentication data'2013 8,352,315'Pre-authorization of a transaction using predictive modeling'2013 8,332,325'Encryption switch processing'2012 8,313,022'Verification of portable consumer device for 3-D secure services'2012 8,284,048'Auto activation of a mobile device'2012 8,260,269'Input device with an accelerometer'2012 8,219,490'Payment transaction using mobile phone as relay'2012 8,177,135'Observable moment encryption'2012 8,159,327'Device including authentication glyph'2012 8,135,647'Consumer authentication system and method'2012 8,121,942'Systems and methods for secure and transparent cardless transactions'2012 8,121,956'Cardless challenge systems and methods'2012 8,118,220'Verifying cardholder identity using signature of the card'2012 8,111,134'Device including authentication glyph'2012 8,104,677'Authentication of documents having magnetic stripe'2012 8,087,582'Method and system for generating a dynamic verification value'2012 8,079,529'EMF signature device'2011 8,020,764'Authentication using physical characteristics of tokens'2011 8,002,193'Payment card dynamically receiving power from external source'2011 7,967,203'Authenticating a document with a magnetic stripe'2011 7,946,502'Financial transaction token'2011 7,819,321'Appliance for financial transaction tokens'2010 7,819,322'Portable consumer device verification system'2010 7,810,165'Portable consumer device configured to generate dynamic authentication data'2010 7,809,650'Method and system for providing risk information in connection with transaction processing'2010 7,793,837'Authentication using physical characteristics of tokens'2010 7,740,168'Method and system for generating a dynamic verification value'2010 7,567,920'On-line authorization in access environment'2009 7,227,950'Distributed quantum encrypted pattern generation and scoring'2007 6,658,393'Financial risk prediction systems and methods therefor'2003 6,598,030'Method and apparatus for pattern generation'2003 6,119,103'Financial risk prediction systems and methods therefor'2000 6,018,723'Method and apparatus for pattern generation'2000

Career & activity timeline

Assembled from patent assignee/location history and declaration credentials.

2000–2021Patents assigned to VISA INT SERVICE ASS (89)· patent assignee history

2000–2021Based in Pleasanton, CA, US· patent location history

2009–2021Patents assigned to VISA USA INC (55)· patent assignee history

2011–2019Patents assigned to FAITH PATRICK (71)· patent assignee history

2011–2019Patents assigned to CARLSON MARK (32)· patent assignee history

2012–2021Patents assigned to HAMMAD AYMAN (39)· patent assignee history

2017–2021Based in Foster City, CA, US· patent location history

Inventor activity

Assignee and location history derived from the patent record.

Assignees

Assignee	Patents	Span
VISA INT SERVICE ASS	89	2000–2021
FAITH PATRICKself	71	2011–2019
VISA USA INC	55	2009–2021
HAMMAD AYMAN	39	2012–2021
CARLSON MARK	32	2011–2019

Locations

Location	Patents	Span
Pleasanton, California, US	150	2000–2021
Foster City, California, US	3	2017–2021