Automobile accident claims initiation systems and methods are described. An insured driver may initiate a claim by operating a mobile device. The system provides automated inquiries to the driver through the mobile device. The driver provides responses to the inquiries using the mobile device. The driver may provide images and audio data, as well as personal information and information on the parties and vehicles involved in the accident. The system may automatically arrange for services such as a rental car or a tow truck. The system may provide claim information, such as a claim number to the driver by transmitting information to the mobile device.

Claims

21 · 3 independent · depth 3

21 granted claims

›1.independentA method of initiating an insurance claim for an accident involving an insured person and an adverse party, the initiating being in response to a user…+6

›2.↳ 1The method of claim 1, further comprising:nreceiving an insurer inquiry from the insurer on the mobile device; andresponsive to the insurer inquiry, a…d2

›3.↳ 1The method of claim 1, wherein automatically transmitting the claim data from the mobile device to an insurer further comprises:ncollecting location d…d2+1

›5.↳ 1The method of claim 1, wherein automatically transmitting the claim data from the mobile device to an insurer further comprises:ncollecting timestamp …d2

›6.↳ 1The method of claim 1, further comprising automatically initiating a voice call on the mobile device to the insurer.d2

›7.↳ 1The method of claim 1, further comprising:nreceiving an insurer inquiry from the insurer on the mobile device; andresponsive to the insurer inquiry, a…d2

›8.independentA system for initiating an insurance claim for an accident involving an insured person and an adverse party, the initiating being in response to a use…+6

›9.↳ 8The system of claim 8, wherein the memory further comprises instructions, which when executed by the processor, cause the processor to implement a sub…d2

›10.↳ 8The system of claim 8, wherein the subsystem that automatically transmits the claim data from the mobile device to an insurer:ncollects location data …d2+1

›12.↳ 8The system of claim 8, wherein the subsystem that automatically transmits the claim data from the mobile device to an insurer:ncollects timestamp data…d2

›13.↳ 8The system of claim 8, wherein the memory further comprises instructions, which when executed by the processor, cause the processor to implement a sub…d2

›14.↳ 8The system of claim 8, wherein the memory further comprises instructions, which when executed by the processor, cause the processor to implement a sub…d2

›15.independentA computer-readable storage medium comprising computer-readable instructions for initiating an insurance claim for an accident involving an insured pe…+6

›16.↳ 15The computer-readable storage medium of claim 15, further comprising instructions for:nreceiving an insurer inquiry from the insurer on the mobile dev…d2

›17.↳ 15The computer-readable storage medium of claim 15, wherein the instructions for automatically transmitting the claim data from the mobile device to an …d2+1

›19.↳ 15The computer-readable storage medium of claim 15, wherein the instructions for automatically transmitting the claim data from the mobile device to an …d2

›20.↳ 15The computer-readable storage medium of claim 15, further comprising instructions for automatically initiating a voice call on the mobile device to th…d2

›21.↳ 15The computer-readable storage medium of claim 15, further comprising instructions for:nreceiving an insurer inquiry from the insurer on the mobile dev…d2

Classifications

2 codes

IPC · International Patent Classification

Section G — Physics

G06Q40/00

USPC · US Patent Classification

705/4

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3.2 y

1,177 days filing → grant

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Hao Fu

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